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2 Beds
2 Baths

$399,000

8654 Coral Reef Way, Panama City Beach FL, 32413

Built in2023
Property typeCondominium

Overview

Active

Listed Sep 1, 2026

Updated 4 weeks ago

EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key ''Camellia'' floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier HVAC and a Rinnai tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill. EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key "Camellia" floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier HVAC and a Rinnai tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill.

$2,655/mo

Est. mortgage payment based on a $399,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
794868
Available since
September 1, 2026

Interior Features

Bedrooms
2
Bathrooms
2
Cooling
Yes
Basement
No

Exterior Features

Lot Size
0.09 Acres

Other Property Details

Taxes
$3,169
Tax Frequency
Annually
Association Fee Frequency
Monthly
Garage
Yes

 

Courtesy of Alisa Walley

Based on information from DASH - Coldwell Banker (CB) as of 9/11/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

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Data last updated 9:14 PM UTC, 9/11/2026

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